Shipping insurance is HIGHLY recommended for ALL orders. Packages that are insured are 100% covered by either USPS or Sig Guy, LLC from loss or damage by USPS. If you do not purchase shipping insurance though us here only $100 shipping insurance is included with your order and is paid by USPS. If your package's value is greater than $100 USPS will only cover up to $100. If you purchase shipping insurance through us below insurance must be purchased for the order TOTAL. If you purchase a lesser amount of insurance only that amount will be covered. If any order is lost or damaged a claim will need to be submitted by you HERE first. This is to get verification from USPS that the package is actually lost or damaged. Insurance protects your package from Sig Guy, LLC to the shipping address you provided. If your package is lost or damaged from our location to your location then it is covered by shipping insurance. Shipping insurance DOES NOT cover theft once delivered to the shipping address you provided. It is YOUR responsibility to insure the delivery location is a secure location. If the location is a public location such as an office building we recommend adding signature required. If you want this option please leave a message on the checkout screen.